SCCULT (1992) LIMITED reflects on the SACCA Congress 2026, held from 11–16 October 2026 at the Julius Nyerere International Convention Centre (JNICC), Dar es Salaam, Tanzania. The Congress provided an important platform for engagement, knowledge sharing and collaboration among stakeholders committed to strengthening the cooperative financial sector in Tanzania and across Africa.

Reflecting on SACCA Congress 2026

The SACCA Congress brought together stakeholders from the cooperative financial sector to discuss opportunities, challenges and strategies for strengthening Savings and Credit Cooperative Societies (SACCOS) and credit unions. The gathering highlighted the importance of cooperation, institutional development and innovation in supporting a stronger and more inclusive financial ecosystem.

Through professional engagement and the exchange of experiences, the Congress created opportunities for stakeholders to share perspectives on the future of cooperative finance and identify areas for continued collaboration and development.

Strengthening the Cooperative Financial Sector

SACCOS and credit unions play an important role in promoting financial inclusion, mobilising savings and providing financial services that support individuals, businesses and communities.

Strengthening these institutions requires effective governance, sound financial management, institutional accountability and continuous improvement in service delivery. The Congress provided an opportunity to reflect on these priorities and the collective efforts required to build sustainable cooperative institutions.

Key areas of importance for the continued development of the cooperative sector include:

• Institutional Governance – promoting effective leadership, accountability and sound decision-making.
• Financial Sustainability – strengthening financial management and responsible institutional growth.
• Financial Inclusion – expanding access to appropriate and affordable financial services.
• Capacity Building – supporting the development of knowledge, skills and professional expertise.
• Strategic Collaboration – encouraging partnerships among cooperative institutions and sector stakeholders.
• Innovation and Technology – embracing appropriate digital solutions to improve operational efficiency and service delivery.

Advancing Digital Transformation in SACCOS

Digital transformation continues to create opportunities for SACCOS to improve operational efficiency, strengthen financial processes and enhance the delivery of services to their members. The adoption of appropriate technology can support more integrated operations, improve access to information and strengthen institutional decision-making.

SCCULT (1992) Ltd continues to promote digital transformation within Tanzania's cooperative sector through technology-driven initiatives designed to support efficient, transparent and sustainable SACCOS operations.

One of these initiatives is the SACCOS Operation Management and Automation (SOMA) platform, which supports the digital management of core SACCOS operations and financial activities. Through initiatives such as SOMA, SCCULT seeks to support the modernisation of cooperative institutions and the adoption of integrated operational systems.

Building Partnerships and Knowledge Exchange

Collaboration among cooperative institutions, government authorities, regulators, development partners and technology providers is important for strengthening the cooperative financial ecosystem.

The SACCA Congress provided an opportunity for professional networking, knowledge exchange and engagement on issues affecting the development of financial cooperatives. These interactions contribute to a shared understanding of the opportunities available to the sector and the importance of working together towards common development objectives.

Tanzania's Contribution to the Cooperative Movement

Hosting the Congress at the Julius Nyerere International Convention Centre in Dar es Salaam provided an opportunity to bring together members of the cooperative financial community in Tanzania.

The gathering also highlighted the importance of regional engagement and cooperation in advancing financial inclusion, institutional development and sustainable financial services. Such engagements can strengthen professional relationships and create opportunities for future collaboration across the cooperative sector.

SCCULT's Commitment to Cooperative Development

As an umbrella organisation for SACCOS in Tanzania Mainland, SCCULT (1992) Ltd remains committed to supporting the development of a strong, efficient and sustainable cooperative sector.

Through advocacy, capacity building, digital transformation, professional support and strategic partnerships, SCCULT continues to work towards improving institutional capacity and strengthening the ability of SACCOS to serve their members effectively.

The SACCA Congress 2026 reinforces the importance of continued collaboration, innovation and shared commitment in building resilient cooperative financial institutions that contribute to inclusive economic development.

Appreciation to Stakeholders and Participants

SCCULT (1992) Ltd extends its sincere appreciation to all participating cooperative institutions, delegates, speakers, government institutions, regulators, development partners, sponsors, exhibitors and organising teams who contributed to the Congress.

We recognise the value of the collective efforts, professional engagement and collaboration that bring stakeholders together to advance the cooperative movement. We look forward to sustaining these relationships and building on the opportunities created through continued engagement.

Looking Ahead: A Stronger Future for Cooperative Finance

As the cooperative financial sector continues to evolve, SCCULT remains focused on supporting institutional growth, promoting appropriate technology and encouraging collaboration that strengthens the delivery of financial services.

The SACCA Congress 2026 serves as a reminder of the importance of a shared vision and collective action in building a more inclusive, resilient and sustainable cooperative financial sector in Tanzania and across Africa.