SCCULT (1992) LTD
Services that strengthen every SACCOS
Training, research, assurance, finance, ICT, and advocacy—delivered by the national umbrella to keep SACCOS compliant, liquid, and member-focused.
How we help
- Build capacity for boards, staff, and members.
- Audit, risk, and assurance to protect savings.
- Liquidity and digital tools (SOMA Core) for growth.
- Advocacy and policy support to keep SACCOS heard.
Capacity Building
Training, governance, and compliance.Upskill boards and staff with targeted governance, leadership, and compliance programs.
View serviceResearch
Insights to guide growth.Market and operational studies that help SACCOS plan sustainably and innovate.
View serviceInternal Audit
Risk, controls, and assurance.Risk-based audits and advisory to safeguard member funds and strengthen controls.
View serviceCentral Financial Facility
Liquidity support & shared finance.Liquidity solutions that keep lending active and cushion SACCOS during tight cycles.
View serviceICT Services
SOMA Core and digital tools.Digital banking (SOMA), HRMS, and technology support to modernize cooperative operations.
View serviceAdvocacy & Policy
Representation nationwide.Lobbying and representation so SACCOS voices shape regulation and policy.
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