i. The Savings and Credit Cooperative Union League of Tanzania (SCCULT) is the Umbrella Organization for SACCOS in Tanzania mainland. SCCULT (1992) LTD are advocators, lobbyists, representatives of the interests of SACCOS inside and outside the Country. The representation can be to the National Government, Government parastatal or agencies and international forums. The Union was established to promote and encourage thriftiness of SACCOS members, foster and promote organization growth and development of SACCOS and co-operate and collaborate with all other co-operative organizations among other objectives.