Official Website

Strengthening SACCOS through innovative solutions, professional support and reliable digital services.

Supporting SACCOS with knowledge, capacity building and professional services that create lasting financial impact.

Driving digital transformation through modern, secure and efficient cooperative financial solutions.

Working with SACCOS and stakeholders to deliver sustainable solutions and strengthen financial inclusion.

Creating opportunities, strengthening institutions and supporting a stronger cooperative sector in Tanzania.

SCCULT Strengthens Digital Transformation to Enhance SACCOS Operations and Service Delivery

03 Oct 2026

Technology

SOMA System Transforming SACCOS Operations Through Digital Management

03 Oct 2026

Events

SACCA Congress 2026 Tanzania: SCCULT (1992) Ltd to Host the 26th African SACCA Congress

02 Oct 2026

Technology

SCCULT Advances Digital Transformation Through the SOMA System

02 Oct 2026

Announcements

SCCULT Strengthens Digital Transformation to Enhance SACCOS Operations and Service Delivery

03 Oct 2026

Technology

SOMA System Transforming SACCOS Operations Through Digital Management

03 Oct 2026

Events

SACCA Congress 2026 Tanzania: SCCULT (1992) Ltd to Host the 26th African SACCA Congress

02 Oct 2026

Technology

SCCULT Advances Digital Transformation Through the SOMA System

02 Oct 2026

Serving SACCOS Across Tanzania

ABOUT SCCULT

SCCULT (1992) LIMITED

Umbrella for SACCOS in Tanzania

SCCULT (1992) LIMITED is an umbrella organization dedicated to strengthening and supporting Savings and Credit Cooperative Societies (SACCOS) in Tanzania.

We work with SACCOS and stakeholders to promote sustainable cooperative development through professional support, capacity building, innovation, digital transformation and reliable financial solutions.

Cooperative Development

Supporting stronger and sustainable SACCOS.

Digital Transformation

Promoting innovative and modern digital solutions.

Capacity Building

Enhancing institutional and professional capacity.

Reliable Support

Providing professional support to member SACCOS.

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OUR SERVICES

Professional Services for Stronger SACCOS

SCCULT (1992) LIMITED provides professional, innovative and sustainable services designed to strengthen SACCOS and support the growth of the cooperative financial sector in Tanzania.

SACCOS Development

Supporting SACCOS with professional guidance, institutional development and solutions that promote sustainable cooperative growth.

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Digital Transformation

Promoting modern digital solutions that improve efficiency, accessibility, reporting and financial operations across SACCOS.

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Training & Capacity Building

Building the knowledge and professional capacity of SACCOS leaders, staff and stakeholders through targeted training and development.

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Technical Support

Providing reliable technical assistance, advisory support and ongoing solutions to help SACCOS maintain effective operations.

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PUBLICATIONS & DOCUMENTS

Publications

Explore official publications issued by SCCULT (1992) Ltd, including policies, regulations, legislation, guidelines and other important documents supporting the development of SACCOS and the cooperative sector in Tanzania.

Access valuable reference materials prepared to support SACCOS, members, cooperative leaders and stakeholders across the sector.

PDF Resources

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GUIDELINE

OFFICIAL PUBLICATION

Governance

FORMATION, REGISTRATION AND CANCELLATION OF REGISTRATION OF COOPERATIVE SOCIETIES

SCCULT (1992) LTD REFERENCE DOCUMENT

PDF Official Document

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GUIDELINE

OFFICIAL PUBLICATION

Finance & Accounting

THE MICROFINANCE ACT, 2018

SCCULT (1992) LTD REFERENCE DOCUMENT

PDF Official Document

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ACT

OFFICIAL PUBLICATION

Compliance

GUIDELINES ON CYBERSECURITY AND RESILIENCE OF SACCOS IN TANZANIA

SCCULT (1992) LTD REFERENCE DOCUMENT

PDF Official Document

Download

ACT

OFFICIAL PUBLICATION

Regulations

MWONGOZO WA UUZAJI WA MALI ZA VYAMA VYA USHIRIKA

SCCULT (1992) LTD REFERENCE DOCUMENT

PDF Official Document

Download

ACT

OFFICIAL PUBLICATION

Acts

MWONGOZO WA KUANDAA KANUNI NA MUUNDO WA UTUMISHI WA VYAMA VYA USHIRIKA

SCCULT (1992) LTD REFERENCE DOCUMENT

PDF Official Document

Download

5 Publications

SCCULT PODCAST & MEDIA

Stories, Knowledge & Conversations

Explore SCCULT (1992) LIMITED videos, podcast conversations, interviews and informative programmes covering SACCOS, cooperative development, financial inclusion and digital transformation.

Kutoka Ualimu Mpaka Kuagiza Containers China! | Siri ya Kuanza Biashara BILA Mtaji | Kelvin Kibenje

SCCULT YouTube

Featured Episode

FEATURED EPISODE

Kutoka Ualimu Mpaka Kuagiza Containers China! | Siri ya Kuanza Biashara BILA Mtaji | Kelvin Kibenje

Explore this SCCULT programme featuring conversations, insights and practical perspectives on SACCOS, cooperative development and digital transformation in Tanzania.

Watch on YouTube

OUR PROGRAMMES

Latest Episodes

EPISODE 01

USIWEKE PESA YAKO YOTE KWENYE NYUMBA! (Fanya Hivi Badala Yake)

Podcast

EPISODE 02

Elimu ya Chuo Pekee Haitoshi: Ukweli Ambao Vijana Hawaambiwi!

Podcast

EPISODE 03

KABLA YA KUNUNUA KIWANJA: Zingatia Mambo Haya Kuepuka Kupoteza Pesa!

Podcast

Visit SCCULT YouTube Channel

NEWS & BLOG

Latest News & Updates

Stay informed with the latest news, announcements, events, insights and developments from SCCULT (1992) LIMITED and the cooperative sector in Tanzania.

SCCULT Strengthens Digital Transformation to Enhance SACCOS Operations and Service Delivery

Announcements

03 OCT

October 03, 2026 SCCULT

SCCULT Strengthens Digital Transformation to Enhance SACCOS Operations and Service Delivery

SCCULT (1992) LIMITED continues to advance digital transformation within the cooperative sector through the development and implementation of technology-driven solutions designed to support efficient, transparent and sustainable...

Read Full Story

Technology

October 2026

SOMA System Transforming SACCOS Operations Through Digital Management

The Savings and Credit Cooperative Union League of Tanzania (SCCULT) continues to advance digital transfo...

Events

October 2026

SACCA Congress 2026 Tanzania: SCCULT (1992) Ltd to Host the 26th African SACCA Congre...

The 26th SACCA Congress 2026 is set to take place in Tanzania from 11 to 16 October 2026, bringing togeth...

Technology

October 2026 SCCULT

SCCULT Advances Digital Transformation Through the SOMA System

SCCULT Advances Digital Transformation Through the SOMA System The Savings and Credit Cooperative Union League of Tanzani...

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OUR PARTNERS

Working Together for Cooperative Development

SCCULT (1992) LIMITED works with strategic partners and stakeholders to strengthen SACCOS, promote innovation and advance sustainable cooperative development in Tanzania.